What is the 30% rent rule?

Financial advisors recommend spending no more than 30% of your gross monthly income on rent to maintain a healthy budget.

Should I use gross or net income?

Traditionally the 30% rule uses gross (pre-tax) income, but using net income gives a more realistic picture.

Enter your monthly debt payments and we'll calculate affordability based on your remaining income.

It depends on your other expenses, but above 30% is generally considered 'rent-burdened' by financial standards.

Find out how much rent you can afford based on your income. See recommended budgets at 30%, 40%, and 50% thresholds.

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The 30% rule says spend no more than 30% of your gross income on rent. Enter your income to see affordable rent at different thresholds.

Income (£)

Period

Monthly Debt Payments (£) (optional)

1

Enter your income (monthly or annual)

2

Optionally add monthly debt payments

3

Click Calculate to see affordable rent ranges

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