Question 1

What tax year does this use?

Accepted Answer

2025/26 UK Income Tax bands: Personal Allowance £12,570, Basic 20% (to £50,270), Higher 40% (to £125,140), Additional 45%.

Question 2

Does this include National Insurance?

Accepted Answer

This calculates Income Tax only. For NI, see our Take-Home Pay Calculator.

Question 3

What about the Personal Allowance taper?

Accepted Answer

For income over £100,000, the Personal Allowance reduces by £1 for every £2 earned above £100,000, reaching zero at £125,140. This is accounted for.

UK Tax Bracket Calculator

Related Money Tools